100 Days Left: Your Personal Insurance Checklist

Time to Review Your Insurance Coverage

As the end of the year approaches, we hit a pivotal moment — only 100 days left! It's been a whirlwind of a year, and as life evolves, so does your insurance needs. Now is the perfect opportunity to review your personal insurance coverage and fend off those looming coverage gaps. Whether you've completed a home renovation or added a teenage driver to your policy, these small changes can have significant impacts. Let's dive into the essential areas to review and ensure you're set for what's ahead.

Valuable Items

Got a new piece of jewelry or upgraded your electronics? Make sure your valuable items are properly documented and insured. This simple step ensures your precious belongings are protected no matter what happens.

Homeowners/Renters Insurance

Think about any changes to your home's value or if you've added new renovations. Those upgrades might have improved your space but may require updates to your coverage as well.

Liability Protection

With new amenities like a pool, trampoline, or even pets roaming the backyard, your liability coverage should reflect your current situation and safeguard your assets. Double-check that your umbrella policy aligns with your recent additions.

Auto Insurance

Whether it's a new car, additional driver, or changes in how often you use your vehicle, review your auto insurance to ensure it still fits your lifestyle. Small adjustments can keep you secure on the road.

As you go through these key insurance areas, jot down any notes or questions that arise. This way, addressing potential gaps can be quicker and more efficient. If you're feeling stuck or unsure about your current protection, don't hesitate to reach out to an insurance professional for clarity.

Remember, small updates now can save you from major headaches down the line. Taking a moment to review your insurance coverage is an empowering step toward peace of mind as you wrap up the year. You're not alone in this journey — stay informed, and stay protected.